01
The kerf in your side rate
Headline pay is what the customer sees. Your real figure is what remains after fees, admin and tax.
Read article →Name the kerf
List fees, tools, transport and unpaid messages before you accept the job.
Measure in hours
Convert the net amount into a real hourly figure, including the time around the work.
Leave a margin
If the kerf is wider than you expected, raise the price or skip the job.
Articles
02
Unpaid admin is part of the cut
Messages, quotes and waiting for payment are hours. Log them for two weeks and fold them into your price.
Read article →03
Leave a margin for a wider kerf
If a job’s costs are unclear, quote with a buffer or break the work into stages with written changes.
Read article →04
Job offers that cut you first
Starter kits, paid training and sign-up fees: the money flows the wrong way. How to spot them.
Read article →Signs to stop and check
- They ask you to pay to startA real job does not charge for a starter kit, mandatory training or sign-up.
- Fixed earnings promisedNo one can tell you exactly what you will earn. Exact figures without context are a warning.
- Rush and pressure“Today only”, “last spots”: urgency is there so you do not compare or ask questions.
- No identifiable companyWith no legal name, address or contract, there is no one to hold accountable.
Educational content only. Not financial, tax or legal advice; talk to a qualified professional about your situation.